Waco CD Inspires and Cultivates Healthy Neighborhoods

We consider a healthy neighborhood to be one that is safe, clean, and diverse; one in which it makes economic sense for people to invest and one where neighbors manage change successfully.

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We now offer IDA accounts to help families save money for a home. We will match your $1 with $2 for up to $1000. Click here for more information

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Calendar of Events

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Thu 25

Financial Literacy Class #1

Free
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January 25 @ 6:00 pm - 8:00 pm
Sat 27

From Facebook

Roof Repairs
“When it rains outside, it rains inside. But I have my buckets,” said Ms. Jones as I interviewed her about her problems with her leaky roof. She was the 5th family I visited that day looking at the problems with their leaky roofs. All of them had great attitudes and were doing their best to deal with the problem. Thankfully, we have a great program to help some of the needy families in Waco - simply called, “The Roof Repair Program.”
It all started with a grant from the City of Waco to re-roof at least 20 homes in Waco. We accepted 60+ applications, and now we are about a quarter of the way through the 20+ roof projects.
We are moving as fast as we can to help stop the leaky roofs, and it is making an impact. The first home we served was an elderly lady, Ms. Clarence. After all of the work was done, she sent us a thank you card and then called me to thank us for helping to solve her problem. “You are a blessing to me. I didn’t have the money to fix my roof, but you were able to help me. Thank you,” she told us. What a kind caring lady we were able to serve.
I am thankful for The City of Waco and others who have been willing to support our efforts to address the needs of our most vulnerable neighbors.

Read more great stories in our newsletter. wacocdc.org/wp-content/uploads/bsk-pdf-manager/Waco_CDC_Issue_64_66.pdf
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Buying a house works much like popping popcorn. A popcorn kernel doesn’t look like much before it goes through the cooking process. If you try to eat one kernel, you may even break a tooth. But put the kernel under heat, and you’ll find out there is a lot more on the inside that is useful and delicious, because it went through the cooking process.
When popcorn is heated during the cooking process, it causes moisture to build up in the kernels. The moisture is changed to steam, and as the steam pressure rises, it presses against the shell of the kernel, which breaks under the pressure and releases the corn inside. Bingo! Popcorn!
Buying a house is very similar to this cooking process. We call it the homebuyer education process. When potential homeowners come to our Financial Literacy and Homebuyer Education Classes, we help them realize they can maximize the opportunity to purchase a home using the knowledge they learn. It is a learning and changing process they choose to undertake. After they have been throught the home-buying process, the dreams and ideas inside of them become visible to all of us as they become homeowners.
I’ve known Debra for most of my life. She is a hard-working woman who is always helpful to friends and family members. She has a good job but never purchased a home because she didn’t feel she could afford one. She has always rented an apartment or a house. Debra had always dreamed of becoming a homeowner but didn’t know how to start the process. Her curiosity and faith motivated her to learn, grow, change, and finally become a homeowner.
Debra went through the homebuyer education process. She attended our Financial Literacy and Homebuyer Education Classes, created a budget, made some changes on her spending habits, worked on her credit score, went to a mortgage lender, got pre-approved for a mortgage loan, and now she is getting ready to purchase her own HOME!
“Looking back, I feel my experience was like one of the parables in the Bible, where I had the faith of a mustard seed, and now look at me. I’m going to be a homeowner,” said Debra. Soon after Thanksgiving, what is on the inside will be represented on the outside in the form of HOMEOWNERSHIP! Now that’s what I call “Growth.”

Read more great stories in our newsletter. wacocdc.org/wp-content/uploads/bsk-pdf-manager/Waco_CDC_Issue_64_66.pdf
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Recent News

Summit 2017

The Summit External Home Repairs Project will take place

June 19th – 22nd

(During this week-long event more than 300 volunteers with church groups will work with Waco Community Development to perform external home […]

  • Bonnets and Birdhouses

Bonnets and Birdhouses

Check out a great story in the Waco Today about our Bonnets and Birdhouses Event, April 10th at 1pm.

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Homes for Sale